Browsing: Credit and debt

Managing money isn’t taught in schools, but it really should be. Too many people are leaving home or school with…

Brits aren’t very good at haggling. We are either too shy or think it’s wrong or are too overzealous and…

I don’t think anyone would voluntarily get a payday loan if they had a choice, but many don’t. It’s a…

If you’re considering an IVA, individual voluntary arrangement, a key question you’re likely asking yourself is how much it will…

An Individual Voluntary Arrangement (IVA) is a legally binding agreement between you and your creditors to repay your debts over…

A surprising amount of our everyday life is influenced by our credit scores and credit reports. Those of us who…

Debt consolidation is when you use one form of credit to pay off multiple other forms of credit. For example,…

Missing a payment is a big deal and with times being tight, it’s happening more than ever. While defaulting on…

Not all that long ago, going bankrupt was pretty much the end of your financial life. Lenders wouldn’t touch you…

Your credit report and credit score play a vital role in modern life. You can hardly do anything with money…