Browsing: General finance

An Individual Voluntary Arrangement (IVA) is a legally binding agreement between you and your creditors to repay your debts over…

An offset mortgage allows you to offset your savings against your mortgage to reduce the interest you’ll pay on the…

A flexible mortgage is exactly what it says on the tin. It is flexible in that it enables you to…

Continuing our series of posts on mortgages, today we’ll be discussing tracker mortgages. I covered fixed rate mortgages already, now…

With mortgages being in the news a lot over the past few months, I decided it was about time I…

Not all that long ago, 95% and 100% mortgages were getting people into financial difficulties. They disappeared from the market…

With the furore about Coutts closing Nigel Farage’s bank account, there are a definite increase in people asking if a…

Standard variable rate (SVR) mortgages are the ‘vanilla’ mortgage that every lender offers. It’s an option that doesn’t excel in…

Identity fraud is usually what happens after someone has stolen your identity. They will pretend to be you and apply…

This is the second of 3 posts around identity theft and identity fraud. The first post was all about prevention…